General
Liability
This coverage protects your business from claims
arising from alleged bodily injury, personal
injury or property damage liability. It includes
protection for services you render or products
you sell. Coverage payments can include
judgments, attorney fees, court costs, or other
related expenses.
Workers
Compensation.
Workers Compensation insurance provides coverage
for accidents or disease arising from
employment
as prescribed by these state laws. Benefits can
include lost wages, medical expenses, and
permanent disfigurement/disability payments.
Umbrella
This policy provides protection against
catastrophic liability claims. The policy acts
as an excess coverage over your primary liability
policies. Its limits apply in addition to that
provided by the underlying coverage.
Automobile
This policy can provide a combination of
liability protection and physical damage coverage
for loss due to damage to vehicles owned,
maintained, or used by you. Additional
coverage such as personal injury protection and uninsured
motorist protection can be purchased to
"customize" the policy to fit your business.
Builders
Risk
Insureds engaged in construction of structures
are exposed to special problems involving
constantly changing values, special hazards
associated with construction activities and the
variety of interests involved in such projects.
Traditionally, such operations have been handled
with the Builders Risk form. Basically, it
provides coverage for your interest as well as
the interests of others in buildings while under
construction. Additional endorsements and
extensions are included to ensure that adequate
protection is provided.
Contractors
Equipment Contractors equipment is inherently mobile in
nature, thus several specialized Inland Marine
forms and coverage have been developed to meet
the needs of this class of business
Professional
Liability The purpose of Professional Liability insurance
is to protect the professional person against
his/her liability for damages (and the cost of
defense) based upon his/her alleged or real
professional mistakes.
General
Liability
