Group Health

Group Benefits Questionaire

Individual Medical Quote 

Saving Money On Group Health Insurance

If you're a small business owner, you know how important it is to stay competitive, keep your costs low, and your profit margins healthy. Healthcare costs have been rising steadily for years...so it's more important than ever to find effective ways to save on your group healthcare costs.

If you want to attract and keep the best and brightest employees, you need to offer the best health plan you possibly can. But you also need to get the most value out of your healthcare dollars.

  How Do You Choose 
        The Right Plan?

To find the right plan, think about these questions...

* How interested are your employees? Not every employee will see the value in health insurance, and won't want to give up part of their paycheck for it. And most plans require a minimum amount of participation - usually 75% of all eligible employees.

* How much can your employees afford to contribute? Some plans that cater to small business will let you contribute as little as 20% of the premiums. Are your employees willing to pick up the rest?

* How flexible is the plan? If you have a diverse workforce, your employees can have radically different healthcare needs. Choose a plan that can accommodate them. Cafeteria plans are a good choice, since they let employees choose from a "menu" of benefits.